Budget Woes

Go vote today! J and I went early this morning and it felt good.  I wish he didn't have to go to work so soon because it would have been nice to have a post-voting celebratory breakfast. Instead I had a pre-voting celebratory bowl of cheerios. Whether your day includes fancy breakfast or not please go vote.
Yesterday started out well even though I was a bit overwhelmed by the state of our house (I promise it's just unorganized and not yucky).  I couldn't figure out which room to tackle first so I wondered around doing a little bit in each room.  Then the mail came and all productivity came to a halt. Our electricity bill shot up super high and claimed we used 245% more electricity than last October.  I was freaked out and felt doomed.  I sat at the kitchen table and cried because just when I thought we were doing ok and I could take some time to stay home with baby something like this comes along and makes me feel insecure.  After enough time of feeling sorry for myself I finally went outside and checked our meter and realized the numbers were completely off, the reading had been recorded inaccurately.  I called and reported and let out a sigh of relief.  One more bullet dodged.  On the night of my last day of work we thought our furnace broke.  I couldn't breathe while I waited for my husband to figure out what happened.  Again, it got figured out and we feel confident we at least have another winter with it but what happens when it does finally quit?  Eventually we will not be able to avoid something like that happening and that's when I become overcome with worry.  I pinch pennies every chance I can in order to prepare for these possibilities but will there every be a point where I can worry a little less and live a little more?  I have trouble figuring out where to draw the line between being prepared and being terrified of not being prepared enough.  If we had a celebratory fancy breakfast today it would have been served with a side of guilt.
I grew up always wanting things. I wanted clothes and shoes and purses and stuff.  So much stuff.  It's hard breaking from that. I was at a shoe store recently and wanted a pair of shoes so bad.  I even got a coupon in the mail for that shoe store and held on to it for a bit thinking I would finally buy a pair but then life happens and I get a scary electric bill that reminds me of our reality.  It forces me to let go of feeling like I need so many things but it is still an adjustment. I know that my problems are so minuscule when compared to so many problems in the world but these are the little things I'm working on overcoming.
Today I am tightening our grocery budget again so that we may start prioritizing what is important in our life.  I think taking control in some areas will help us have a little fun in other areas.
Do you guys have any money-saving tips?  Do you also struggle with finding a proper balance with spending and saving?  I'm all ears!